Privacy Policy

Last Updated: January 2026
Company: Zenith Financial & Insurance Solutions Inc.
Website:https://www.zenithsolutions.us
NMLS: 1431187
Equal Housing Lender

Zenith Financial & Insurance Solutions Inc. (“Zenith Financial,” “we,” “us,” or “our”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, submit a form, or communicate with us by phone, text, email, or other channels.

By using our website or submitting your information, you agree to the terms of this Privacy Policy.

📘 1. Information We Collect

We may collect the following types of information:

A. Information You Provide

• Name
• Phone number
• Email address
• Property address
• Estimated home value
• Mortgage balance
• Financial goals (e.g., refinance, purchase, cash‑out, debt consolidation)
• Business information (for MCA or commercial financing)
• Any information submitted through forms, chat, SMS, or phone calls

B. Automatically Collected Information

• IP address
• Device type
• Browser type
• Pages visited
• Cookies and tracking technologies
• Advertising identifiers (Meta, Google, Microsoft, etc.)

C. Information From Third Parties

• Lead providers
• Advertising platforms
• Public records
• Credit or financial data (only with your authorization)

📘 2. How We Use Your Information

We use your information to:

• Provide mortgage, refinance, insurance, or financial service options
• Respond to inquiries and customer service requests
• Pre‑qualify or assess eligibility
• Improve website performance and user experience
• Deliver marketing communications
• Comply with legal and regulatory requirements
• Prevent fraud and maintain security

We do not sell your personal information.

📘 3. How We Share Your Information

We may share your information with:

• Licensed loan officers
• Mortgage lenders and financial partners
• Insurance carriers
• Service providers (CRM, SMS platforms, email systems, AI assistants)
• Compliance and auditing partners
• Advertising platforms (Meta, Google, Microsoft)
• As required by law or regulation

We do not share information with unrelated third parties for their own marketing.

📘 4. Cookies & Tracking Technologies

We use cookies, pixels, and tracking tools from:

• Meta
• Google
• Microsoft
• Analytics providers
• CRM and marketing automation tools

These tools help us improve performance, personalize content, and measure advertising effectiveness.

You may disable cookies in your browser settings.

📘 5. Data Security

We use industry‑standard security measures to protect your information, including:

• Encryption
• Secure servers
• Access controls
• Monitoring and auditing

No system is 100% secure, but we take all reasonable steps to safeguard your data.

📘 6. Your Privacy Rights

Depending on your state (including California), you may have the right to:

• Access your personal information
• Request deletion
• Opt out of marketing
• Correct inaccurate information
• Limit data sharing

To exercise your rights, contact us at:
info@zenithfinancial.org

📘 7. Children’s Privacy

We do not knowingly collect information from children under 18.
If you believe a minor has submitted information, contact us to remove it.

📘 8. Updates to This Policy

We may update this Privacy Policy at any time.
The “Last Updated” date reflects the most recent revision.

📘 9. Contact Information

Zenith Financial & Insurance Solutions Inc.
NMLS #1431187
Equal Housing Lender
Email: info@zenithfinancial.org
Website: https://www.zenithsolutions.us